FPT100 Myths vs Reality: Everything You Need to Know

The online trading world attracts curiosity, opportunities, and — inevitably — questions. 

As FPT100 continues to grow across Africa and beyond, it’s natural for potential traders to ask tough questions:
“Is FPT100 a scam?”
“Is FPT100 a prop firm?”
“How does the model actually work?”
“What am I paying for?”

This article brings all of those questions together in one place.

Is FPT100 a Scam?

FPT100 is a structured access program with transparent rules.

It’s understandable that people researching any trading program would be wary if it works. 

The broader prop-firm industry has seen high-profile failures, and low pricing models often raise eyebrows.

But FPT100 operates with a fully disclosed, three-stage evaluation pathway. 

Nothing is hidden, and traders know every requirement upfront.

How the model actually works

FPT100 does not sell funded accounts and does not run its own prop-firm platform. 

Instead, it provides a low-cost way to qualify for a funding evaluation.

Is FPT100 a Prop Firm?

FPT100 is not a prop firm, it is an access program.

This difference matters. Traditional prop firms fund traders from their own capital and operate their own internal accounts.
FPT100 does neither. Instead, it:

• Uses FTMO’s free trial as Stage 1
  
• Sponsors your FTMO 10K evaluation once you qualify
  
• Participates in the final FTMO live account profit split

This is why our model costs far less than standard prop-firm fees,  you’re not buying a challenge; you’re proving discipline so FPT100 can sponsor you.

What is The FPT100 Three-Stage Pathway

Stage 1 — FTMO Free Trial (10K) Challenge

• Complete 3 phases back-to-back
  
• Hit +5% ($500) each phase
  
• Maximum 14 days per phase
  
• Must follow FTMO risk rules
  
• Any failure or rule-break consumes one attempt and you restart

Stage 2 — Sponsored FTMO Evaluation (10K)

If you pass Stage 1, FPT100 pays for your FTMO evaluation:

• Evaluation Phase: +10% target
  
• Confirmation Phase: +5% target
  
• FTMO’s official rules apply
  
• Failure ends the journey (you may re-enter Stage 1 anytime)

Stage 3 — Live Account Profit Split

Once FTMO funds the account, profit sharing is:

• FTMO: 20%
  
• FPT100: 40%
  
• Trader: 40%
  

This model eliminates inflated promises and unrealistic expectations. It is a skill-based progression that rewards discipline.

Why Is FPT100 So Cheap? It Must Be Suspicious.

Low pricing is possible because FPT100 does not sell challenges.

The main cause of confusion is price. Most prop-firm challenges cost $100–$600.
FPT100’s packages cost $2–$8, with extras ranging from $1–$5 per attempt:

• Elite — $2: 3 attempts (extra attempts $5 each)
  
• Professional — $4: 5 attempts (extra attempts $3)
  
• Intermediate — $6: 7 attempts (extra attempts $2)
  
• Beginner — $8: 10 attempts (extra attempts $1)
  

Because Stage 1 uses FTMO’s free trials, FPT100 doesn’t need to charge high fees.
You’re not paying for a challenge; you’re paying for structured attempts to qualify for sponsorship.

FPT100 Changes Rules to Make You Fail

Stage 1 uses FTMO’s public risk rules; nothing hidden.

In Stage 1, the program mirrors FTMO’s official metrics, including daily loss and max drawdown limits.
If you break these rules, your attempt closes, exactly how FTMO handles violations.

The Support Macros document even includes standard messages for rule-break events, reinforcing that the process is consistent and transparent.

Can I Just Switch Packages Anytime?

There is a documented switching policy.

To prevent plan-hopping and to ensure fairness:

• You must use your free attempts first
  
• Then purchase and use 4 extra attempts in the same package
  
• Only then can you switch to a different package

This policy stabilises pricing and prevents users from exploiting lower-cost tiers.

Do FPT100 Signals Guarantee Wins?

Signals are educational only, never guaranteed.

Signals include:

• 5–7 high-quality setups per week
  
• Weekly recaps + monthly performance reports
  
• Risk guidance and drawdown advisory
  
• Strategy notes and occasional workshops
  

But FPT100 is explicit:

Signals are educational. Execution and risk are always up to the user.

Does Copy Trading Mean Guaranteed Profits?

Copy Trading mirrors trades proportionally and always carries risk.

The Copy Trading program allows users to connect MT4/MT5 accounts to master accounts:

• You deposit your own funds
  
• You can pause/stop at any time
  
• Profit sharing typically follows a 70:30 (client: FPT100) model

There are no profit promises as results depend on market conditions and trader behaviour.

Can FPT100 Withdraw My Money?

FPT100 never touches trader deposits.

In Stage 1, traders trade on FTMO’s free trial environment — no deposits required.
In Copy Trading, users fund their own MT4/MT5 accounts at regulated brokers.
FPT100 does not hold, manage, or withdraw trader funds.

Does FPT100 Create Unrealistic Expectations?

Our model is designed around discipline, not hype.

The official tagline is:

“Home to the best traders across Africa.”

But internally, the company’s guidance focuses on risk control, consistency, and education, not promises.

The entire system is built around:

• Measurable targets
  
• Time-bound phases
  
• Realistic drawdown limits
  
• External, independent evaluation (FTMO)
  

This is the opposite of a “get rich quick” model.